Ethical
This investment option aims to screen out investments in companies that don't meet environmental, social and governance standards determined by an investment manager. 

An ethical investment strategy could sit anywhere along the risk spectrum - from growth to capital stable.

Indexed
Rather than having an active investment manager try and outperform a market, index funds replicate the market average. This means they invest in all or most of the shares, property, fixed interest or cash in an index. 

Indexing is based on the theory that investment managers as a group cannot beat the market. An index strategy could sit anywhere along the risk spectrum - from high growth to capital stable.

MySuper
MySuper accounts are the default investment option provided by employers to employees who do not select their own choice of super fund. They can be either a single investment option, typically a growth or balanced investment strategy, or alternatively a life-stage investment. MySuper products have automatic life insurance cover and premiums will be automatically be deducted from your super account.

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General advice disclaimer
This is general information only and does not take into account your personal objectives, financial situation or needs. You should assess whether the information is appropriate for you having regard to your objectives, financial situation and needs and consider obtaining independent professional advice before making an investment decision. If information relates to a specific financial product you should obtain a copy of the product disclosure statement for that product and consider that statement before make a decision whether to acquire the product.

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