Different people have different approaches to money. That's why super funds offer a range of investment strategies for you to choose from. 

Each strategy allocates different amounts of your super money to growth and defensive assets. So what does your super product investment look like? 

Quick product breakdown
The investment sector graph (in the explore section of the Roll-it Super app) provides a quick visual representation of this breakdown for your selected product and investment option

Detailed product breakdown
You can get a more detailed breakdown of the investment strategy and asset allocation by reading the Product Disclosure Statement (PDS).

Investment Sectors: 

Capital stable sector investments
Invests around 0% - 50% of your super in shares and property (growth assets) with most of your super invested in fixed interest and cash (defensive assets). 

This investment strategy aims to reduce the risk of losing money and therefore you are likely to get lower investment returns over the long term. Capital Stable investments have less chance of having a bad year than a balanced or growth options.

Balanced sector investments
Invests around 50% - 75% of your super in shares and property (growth assets), and the rest in fixed interest and cash (defensive assets). 

This investment strategy aims for reasonable returns, but less than growth investment strategies to reduce the risk of losses in bad years. Balanced investment losses are usually less than growth options. 

Growth sector investments
Invests around 75% - 100% of your super in shares and property (growth assets), and the rest in fixed interest and cash (defensive assets). 

This investment strategy aims for higher investment returns over the long term. This also means you may have higher losses in bad years than those you would experience with lower risk options such as capital stable or balanced investments. 

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General advice disclaimer
This is general information only and does not take into account your personal objectives, financial situation or needs. You should assess whether the information is appropriate for you having regard to your objectives, financial situation and needs and consider obtaining independent professional advice before making an investment decision. If information relates to a specific financial product you should obtain a copy of the product disclosure statement for that product and consider that statement before make a decision whether to acquire the product.

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