Your net wealth is the amount your assets such as super, investments, cash and property exceed your borrowings - mortgages, personal loans and credit cards. 

How's your financial health?
The gradual increase in net wealth indicates you are in good financial health. On the other hand, if your net wealth is decreasing, your financial health is getting worse. 

Paper wealth
Your net wealth can increase ‘on paper’ when property or share values increase. Equally, if property or share market value decreases your net wealth will decrease. 

Your net wealth is ‘paper wealth’, not ‘real wealth’, because it assumes that you can sell your assets for the value you have on paper. 

Real Wealth
Real wealth is the actual asset price you achieve when you liquify the asset for cash. 

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General advice disclaimer
This is general information only and does not take into account your personal objectives, financial situation or needs. You should assess whether the information is appropriate for you having regard to your objectives, financial situation and needs and consider obtaining independent professional advice before making an investment decision. If information relates to a specific financial product you should obtain a copy of the product disclosure statement for that product and consider that statement before make a decision whether to acquire the product.

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