Your financial adviser is required to provide you with a Financial Services Guide (FSG). This document contains information about who they are and the services they offer. It will cover how fees are charged, how your data and privacy will be protected, and how they deal with complaints.

If they have not provided you with this document, follow up with them and read through it carefully before you make any commitments.

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General advice disclaimer
This is general information only and does not take into account your personal objectives, financial situation or needs. You should assess whether the information is appropriate for you having regard to your objectives, financial situation and needs and consider obtaining independent professional advice before making an investment decision. If information relates to a specific financial product you should obtain a copy of the product disclosure statement for that product and consider that statement before make a decision whether to acquire the product.

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